New York Defensive Driving Insurance Discount

New York drivers that take an approved online defensive driving course qualify for a 10% insurance reduction. GEICO's insurance discount is applied to your collision, no-fault and liability premiums for three years.

It is important to submit your certificate of competition in a timely manner. Contact your GEICO insurance agent to learn how to redeem your defensive driving discount.

AAA Auto Insurance provides a 10% discount on collision, liability and no-fault insurance premiums after you complete an online defensive driving course. The course also allows for a four-point reduction on your driving record. Remember to submit your certificate of completion to your AAA insurance agent.

21st Century Insurance offers a variety of discounts to New York drivers. The 10% insurance reduction is available to those who complete a state-approved defensive driving course.

You can access additional savings if you qualify for the company's good driver discount, superior driver discount or good student discount. Talk to your 21st Century agent to make sure you're taking advantage of every discount available to you.

State Farm believes in rewarding safe drivers. When you voluntarily take a New York IPIRP course online, you can get a mandatory 10% insurance discount for three years.

The company's Drive Safe & Save program gives you additional access to savings. By using an app or OnStar to monitor your driving, you could save up to 30% on your insurance rate. This discount is provided to drivers who avoid risky behaviors like speeding, hard braking and distracted driving.

Your State Farm agent can provide information about the defensive driving discount, the Drive Safe & Save program and other discounts that can reduce your insurance rate.

The United State Automobile Association (USAA) provides a variety of insurance reductions in New York, including a 10% discount for completing a state-approved defensive driving class. That discount remains in effect for three years. The company also offers a loyalty program for drivers, along with a discount for accident-free drivers. Contact your USAA agent to find out how to access the best savings.

Nationwide rewards its safest drivers with insurance discounts. New York drivers who take a NYS DMV-approved defensive driving course receive a 10% insurance discount for three years. Other discounts are available for people with a safe driving record and teens who maintain good grades. Check with your Nationwide insurance agent about terms for the 10% insurance reduction and other driver discounts.

Drivers of all ages can benefit from Allstate insurance discounts. Allstate customers in New York can receive a 10% insurance reduction by completing an approved online defensive driving course. Your Allstate agent can explain the defensive driving discount and a variety of other options that can save you money on your insurance premium.

Drivers with clean records can save with MetLife auto insurance discounts. New York drivers can get a 10% insurance reduction after taking a state-approved online defensive driving course. MetLife also offers 15% off to high school and college students with good grades and a 12% to 20% discount to drivers who steer clear of claims and violations for five years. Your MetLife insurance agent can walk you through the discounts you qualify for.

Improving your understanding of traffic laws and safe driving strategies is never a bad idea. Travelers provides a 10% insurance discount to New York drivers who complete a defensive driving course voluntarily. Contact your Travelers agent to learn about other insurance discount offers, including a 23% safe driving discount or up to 13% off for holding multiple insurance policies with the company.

American Family Insurance provides a range of insurance discounts. New York drivers can take a state-approved defensive driving course to qualify for a 10% insurance reduction that is good for three years. Reach out to your American Family Insurance agent for specifics on the IPIRP discount and other ways you can bring down your auto insurance premium.